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1. GRANDFATHER CLAUSE FOR HIGH-THREE TO HIGH-FIVE

   with 15 years of service Retiring at age 50 with 25 years of service 9 11 15 SIS Benefit in current system ... IF EMPLOYEE RETIRES AT 25 Age 50 w years serv. Age 51 w 26 years serv. Age 55 w 30 years serv Current CIARDS ... IF EMPLOYEE RETIRES 25 Age 50 w years serv. AT Age 51 w 26 years serv. Age 55 w 30 years serv. Current CIARDS ...